Ryan,I am at risk of incurring everyones wrath here but if I was you,I would forget about it and get yourself an early X350,
whats a couple of thousand more on finance over three years? not a lot.
Its a better car and would give you just as good mpg, theres a beautiful one at a dealer on Ebay for around £5000 with 70,000 miles,
you just can't fail with it chap,and you will feel like a king riding around in it.
X Types have little value and for a first time Jaguar buy,you won't do any better than take my advice.
I am off to get some protective clothing now I have nailed my colours to the mast