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Thread: The Changing Political Landscape

  1. #761
    Senior Member DevonDavid's Avatar
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    This problem isn't going to go away - it will get worse. I accept that these are rough and average figures, but in 1960, life expectancy was 71 years, now it's about 82. Many people between 71 and 82 will require complex (i.e. expensive) medical care, and possibly some element of social care.

    My view is that it is time for a government of whatever persuasion to accept that the current system of funding is unsustainable and a totally new model is required.

    I honestly don't know what that is ............ I don't agree with the US system (which the very unpopular Obamacare tried to modify) where it is pretty much every man for himself other than very basic help for the extremely needy and disadvantaged, but I also can't accept the proposal that you can keep raising taxation (whether direct or indirect, pre-or post-mortem) to fund a growing health and welfare budget.
    David.
    XK8 Convertible 4.0 - 1997. Aerial switch, boot lid switch, remote key-fob operated hood, & tensioners replaced.

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  3. #762
    Senior Member cheshirecat's Avatar
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    Labour are saying the NHS is in crisis, but people are living longer so I don't see how the two can be compatible. Like Ian Lavery saying we are the third richest country in the World and the economy is knackered!!! Looks like the Tories will compromise on Care but it'll still cost you if you have any assets. Poor state of affairs.
    Socialism is great until you run out of other people's money.

  4. #763
    Senior Member DevonDavid's Avatar
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    They are compatible because - in slightly simplistic terms - all those people who are living longer require treatment for illness and disease from which they would already be dead 50 years or so ago.

    My parents generation had the expectation that they would work until 65 - have 5 - 10 years of fairly active retirement - and then pop off fairly suddenly from something like cancer, a heart attack, a stroke, or hypothermia. Now, we work until 65 - (Yes - I know that's not always the case !!) - have 5-10 years of fairly active retirement, and then start to succumb to various illnesses which we will then live with for the next (possibly) 30 years.

    People used to die FROM cancer. Now - many people die WITH cancer, and it's costs vast amounts of money in people, medication and equipment to keep them alive and relatively mobile. Senility is - to state the bleeding obvious - a disease of old age and it's only fairly recently that there's been a lot of it about.. I don't think I ever heard the word "Alzheimers" when I was a kid. There were a couple of very old people in the village - my Mum used to say they were a bit "doo-lally" and the neighbours made sure they were OK. They almost certainly were NOT OK but there was no state provision to look after them at home and local authority care homes were a bit like Victorian old-people's prisons.

    I exaggerate - as always - to make the point, and depending on how you divvy up the pot, there can be enough money to fund a "proper" Health and Social Care Service. But - it would be either at the expense of something else, or by a greater burden of taxation on those who have the means to pay.
    David.
    XK8 Convertible 4.0 - 1997. Aerial switch, boot lid switch, remote key-fob operated hood, & tensioners replaced.

  5. #764
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    Quote Originally Posted by owl View Post
    I wasn't talking about gifting the house to my children, but putting it into trust - it is a different thing.
    An admirable, sensible and pragmatic approach and, assuming the correct Trust route is chosen, well within the current legal framework ... before the Westminster nerds discover there's yet another loophole that they've missed! It is my understanding that a Trust effectively removes the subject matter from your list of assets thus rendering it 'invisible' to those who wish to steal it from you. The trick is choosing the right Trust and, to enable that, specialist advice is required, but most certainly worth it!
    2005 (55) X-type 2.0d S saloon ~ Zircon/Champagne/Belize.

  6. #765
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    In Germany when you go into a care home, the state values your home and that goes towards paying for care once this has been used up then your children have to contribute to the costs.

    I have already told my mother that she can move in here because she is really angry about this. As she said she worked all her life saved up for a mortgage bought a house payed all their taxes.

    Whilst other people went on holiday, had a new car every year and thought nothing about their future and they get everything for free.

    I do not mean the people who due to the way their life went that they were not able to plan for their old age but those who lived as though there was no tomorrow.

    I would be grateful if anybody could tell me how my mother should go about setting up a trust.

  7. #766
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    The Government, of whatever party, are naturally discouraged from changing the outdated and spectacularly inefficient and bureaucratic NHS because in so doing they upset the status quo and consequently lose votes. So their ongoing, continuous and unbelievably ignorant solution is to throw money at the problem ... which gets everybody nowhere other than in more debt!

    I agree with David, a new model MUST be carefully thought through ... but on a cross-political party basis with absolutely no party political direction or influence. Also it MUST involve medical specialists (not NHS layers of management, because they're a major part of the existing problem!) so that an efficient and implementable solution can be found.

    It will take years and years to solve this issue which is why someone needs to grab this problem by the nuts NOW! But only a force of coalition with open minds is likely to start building solid foundations - and when reading that last statement back to myself I realise that it is a complete paradox!
    2005 (55) X-type 2.0d S saloon ~ Zircon/Champagne/Belize.

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